Products · Commercial
Core Commercial Lending.
Structured credit for businesses: term loans, working capital, overdrafts, invoice and asset finance, with AI/ML scoring, embedded compliance and real-time monitoring.
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The full commercial-credit toolkit.
Why PhotonMatters
Why PhotonMatters for commercial lending.
AI/ML scoring models for business & financial data
SME risk grading & sectoral benchmarking
Custom workflows for lending, renewals & modifications
Embedded KYC, KYB, credit-bureau & AML checks
Real-time monitoring & early-warning systems
Integration with ERPs, GST, bank feeds & registries
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Power commercial credit end to end.
Design, launch and manage your commercial-lending programs your way, API-first, AI-native and live in weeks.