The Platform
The complete lending & collections stack.
Modular, API-first and AI-native. Run a single module or the full credit lifecycle: originate, manage, score, collect and reconcile. On-premises or in the cloud.
Every module, one modular core.
Seven AI-native products that cover the credit journey end to end. Each available standalone or as part of the full stack.
Missed Call & Collect Call.
Zero-cost engagement built straight into the network. Verify subscribers, capture opt-ins and deliver loan reminders with a missed call, and let customers reach you free of charge with collect call. Perfect for thin-airtime markets where every cedi counts.
Missed Call
Free verification, opt-in and reminders triggered by a single ring.
Collect Call
Customers reach support and confirm repayments at zero cost to them.
Operator-grade scale
Carrier integration that handles national subscriber volumes.
Run one module, or the full stack.
Start where the pain is and add modules as you grow. Everything shares one data model, so each piece makes the next one smarter.
One connected data flow
Data moves cleanly from origination → management → scoring → collections → reconciliation, with no batch handoffs or duplicate keying.
API-first by design
Every module exposes clean REST APIs and webhooks, so it slots into your core, bureau, payment and channel systems.
On-prem or cloud
Deploy in your own data centre, your private cloud or ours. Your data residency and compliance rules, your choice.
AI-native throughout
Scoring, collections and reconciliation are driven by explainable models that learn from every loan across the stack.
Ready when you are
See the stack on your data.
Tell us which modules matter most and we'll show you a working setup tailored to your market in weeks, not quarters.